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What were the fundamental differences between the development of civilizations in the Americas and the development of civilizations elsewhere?
Effective-Interest Method
A method of calculating the amortized cost of a bond and of interest expense over the bond's life, reflecting a constant rate of interest.
Amortization
The process of gradually writing off the initial cost of an intangible asset over a period.
Market Rate
The interest rate available in the marketplace for similar transactions.
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