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If your personal savings rate is negative it means that you:
Introversion/Extroversion
A personality trait spectrum where introversion signifies a preference for solitude and internal experiences, while extroversion indicates a preference for social interactions and external stimulation.
Need For Closure
A psychological term describing the desire to find an answer to a question or an explanation for an ambiguous situation, to avoid uncertainty.
Challenge For Cause
A legal reason provided in court to disqualify a prospective juror, based on evidence that they may not be able to be impartial.
Voir Dire
A legal process in which prospective jurors are questioned about their backgrounds and potential biases before being chosen to sit on a jury.
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