If Your Bank Does Not Ask You to Put Up

question 14

Multiple Choice

If your bank does not ask you to put up collateral,you're getting a(n) _____.

• A)low interest rate
• B)line of credit
• C)unsecured loan
• D)amortized schedule

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Definitions:

Social Comparison Theory

A theory stating that individuals determine their own social and personal worth based on how they stack up against others they perceive as somehow faring better or worse.

Ideal Self

An individual's conception of themselves in terms of their aspirations, goals, and standards of perfection, often serving as a motivational guide.

Downward Social Comparisons

This occurs when individuals compare themselves to others who are worse off in order to feel better about their own situation or abilities.

Self-Image

The personal viewpoint of an individual about themselves, including beliefs about appearance, personality, and capabilities.