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Negative reinforcement is negative in the sense that:
Repayment Plans
Agreed upon schedules between lenders and borrowers that outline how a debt will be paid back over time, often including interest rates and payment amounts.
Frivolous
Used to describe actions or claims that lack any serious purpose or value, often in a legal context.
Involuntary Bankruptcy
A legal process initiated by creditors seeking to have a debtor declared bankrupt by a court, thus forcing the debtor to liquidate assets to pay off debts.
Punitive Damages
Financial compensation awarded in lawsuits as a punishment to the defendant for egregious or reckless behavior.
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