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Explain what is meant by decremental conduction.
Bank
A financial institution licensed to receive deposits, offer loans, and provide various financial services to individuals and businesses.
Substitute Check Procedure
A legal process that allows banks to use digital images of checks for clearing and settlement instead of the original paper checks.
Fraudulently Alters
The illegal modification or change of a document, item, or product with the intention to deceive for personal gain.
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