What Is the BEST Example of Academic Wishful Thinking

question 22

Multiple Choice

What is the BEST example of academic wishful thinking?

• A) Jenna works hard in all her classes because she wishes to become a clinical psychologist.
• B) Barbara routinely checks the math of her test scores to verify that her instructor hasn't made an error.
• C) Tara believes that, if she does well on her final, her instructor will ignore her poor initial test scores in the course.
• D) Serita would prefer a textbook that was easier to read.

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Definitions:

Government Securities

Financial instruments issued by the government to finance its expenditures, offering investors a relatively safe investment option compared to other securities.

Discount Rate

The interest rate charged to commercial banks and other financial institutions for loans received from a country's central bank.

Reserve Requirement

This is a regulation set by central banks requiring banks to hold a certain percentage of deposits and notes in reserve, either in their vaults or on deposit with the central bank, as a precaution against bank runs.

Actual Reserves

The total amount of funds that a bank has in its reserve account plus any cash on hand, used to satisfy central bank requirements and handle withdrawals.