Examlex
Why has Zara been more effective in leveraging technology to enhance its operating strategies than its rivals? Provide an example to contrast Zara's handling of technology in its operations.
Pledging Accounts Receivable
Using accounts receivable as collateral to secure a loan.
Factoring
A financial transaction where a business sells its accounts receivable to a third party at a discount in exchange for immediate cash.
Recourse
In secured lending, if the asset collateralizing a loan proves not to have the value anticipated, recourse implies the borrower is still responsible for the debt. The lender is said to have recourse to the borrower.
Seasonal Working Capital
Additional working capital needed to support fluctuations in business activity due to seasonal changes in demand.
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