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__________is the spatial study of natural phenomena that make up the environment,such as rivers,mountains,landforms,weather,climate,soils,plants,and any other physical aspects of the Earth's surface.
Present Value
The present valuation of a future financial sum or sequences of cash inflows, based on a specified rate of return.
Compounded Semi-annually
The process where interest is added to the principal of an investment or loan twice a year, resulting in interest earning interest.
RRSP
Registered Retirement Savings Plan, a Canadian investment account for holding savings and investment assets, aimed at retirement planning.
Month-end Contributions
Payments or deposits made into a particular account or for a specific purpose at the end of a month.
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