Which of the Following Developments Assure Mortgage Investors They Will

question 20

Multiple Choice

Which of the following developments assure mortgage investors they will receive interest and principal payments at little or no risk?

• A)The availability of hazard and title insurance
• B)The availability of mortgage default insurance and loan guarantees
• C)The development of standardized loan underwriting,processing,and servicing
• D)All of the above

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Definitions:

James-Lange Theory

A theory of emotion suggesting that physiological arousal precedes the experience of emotion, implying that emotions are a result of the interpretation of bodily reactions.

Appraisal Theory

A theory in psychology that describes how individuals evaluate events as beneficial or harmful to their well-being, which then determines their emotional response.

Emotion

A complex psychological state involving subjective feelings, physiological arousal, and observable behavior.

Amygdala

The amygdala is a crucial brain structure within the temporal lobe, involved in emotion regulation, especially fear, and plays a role in memory formation.