Perform the indicated operations and simplify. 
Definitions:
Bond Ratings
A grade given to bonds that indicates their credit quality, with ratings provided by agencies like Moody's, S&P, and Fitch.
Quantitative Analysis
The process of using mathematical and statistical techniques to evaluate economic, financial, or business trends and decisions.
Special Covenants
Special Covenants are agreements inserted into financial contracts or bond issues that impose certain conditions or restrictions on the borrower, meant to protect the lender's interests.
Qualitative Analysis
The examination of non-quantitative aspects of a company or its market, such as management quality or sector conditions.
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