The formula for the future value of an annuity due involves the expression . Write this expression over a common denominator and factor the numerator to simplify. 
Definitions:
Technology Company
A business focused on the development, production, and marketing of technology products or services, often in sectors like information technology, biotechnology, or engineering.
Production Feedback
Information given regarding the output of a production process, which can be used to adjust operations for increased efficiency and quality.
Change Initiative
A strategic plan implemented to modify processes, systems, or organizational structures in order to improve efficiency, productivity, or adapt to new market demands.
Organization's Culture
The shared values, beliefs, and norms that influence the behavior and practices of all members within an organization.
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