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The Direct Loan Program is administered by the:
Collective Bargaining Agreement
A legally binding agreement resulting from negotiations between an employer and a union representing the employees, setting out the terms and conditions of employment.
Fact-finding
A dispute resolution process where an impartial expert investigates the facts of a disagreement and recommends a non-binding solution.
Mediation
A form of alternative dispute resolution where a neutral third party helps conflicting parties find a mutually acceptable solution.
Arbitration
A form of dispute resolution where a neutral third party hears both sides' arguments and makes a binding decision to resolve the conflict.
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