Examlex
Diversity and multiculturalism are terms that can be used interchangeably.
Down Payment
The part of the purchase price of real property that is paid in cash up front, reducing the amount of the loan or mortgage.
Adjustable-Rate Mortgage
A home loan with an interest rate that can change periodically based on changes in a corresponding financial index.
Interest
The cost of borrowing money, typically expressed as an annual percentage rate, or the earnings from lending money.
Fixed-Rate Mortgage
A mortgage loan with an interest rate that remains unchanged for the entire term of the loan.
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