Which of the Following Explanations Is Most Effective When Denying

question 42

Multiple Choice

Which of the following explanations is most effective when denying a customer's request for credit?

• A) Your request for credit has been denied.
• B) Because you have not been employed for the past 15 months and have credit debts of over $4,000, we will not be able to grant you credit at this time.
• C) Although your credit rating does not meet our minimum standards, we would be happy to reconsider your application if you add a cosigner.
• D) Your failure to meet our standards will not allow us to issue you a credit account.

Identify the importance of determining cost objects in the costing process.

Grasp the significance and method of estimating the denominator volume for overhead rate computation.

Understand the difference between direct and indirect costs in cost allocation.

Comprehend the concept of a normalized overhead rate and its calculation.

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Definitions:

Voluntary Response

A behavioral or physical reaction that occurs as a result of a voluntary action in response to a stimulus.

Secondary Reinforcers

Stimuli that become reinforcing through their association with primary reinforcers; they do not satisfy biological needs but are learned, such as money or praise.

Primary Reinforcers

Fundamental stimuli that satisfy basic survival needs and are innately satisfying without prior learning.

Physical Needs

Essential requirements for human survival, such as food, water, shelter, and sleep.