Which of the Following Explanations Is Most Effective When Denying

question 42

Multiple Choice

Which of the following explanations is most effective when denying a customer's request for credit?

• A) Your request for credit has been denied.
• B) Because you have not been employed for the past 15 months and have credit debts of over $4,000, we will not be able to grant you credit at this time.
• C) Although your credit rating does not meet our minimum standards, we would be happy to reconsider your application if you add a cosigner.
• D) Your failure to meet our standards will not allow us to issue you a credit account.

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Definitions:

Phospholipid

A type of lipid molecule that is a major component of all cell membranes, known for its polar head and nonpolar tail structure.

Cell Membranes

Semi-permeable barriers that enclose the cytoplasm of a cell and regulate the passage of substances.

Triglyceride

Neutral fat composed of glycerol and three fatty acids; typically involved in energy storage.

Alpha Helix

A common motif in the secondary structure of proteins, characterized by a spiral shape held together by hydrogen bonds.