In Which Situation Is an Occurrence-Based Policy Most Beneficial to the Nurse

question 8

Multiple Choice

In which situation is an occurrence-based policy most beneficial to the nurse?

• A) A nurse had insurance coverage during 20 years of practice, but is now retired and no longer has an active policy
• B) A nurse acquired insurance coverage after a patient unexpectedly died during the nurse's care.
• C) A nurse fears she will be named in a lawsuit even though she was only a witness to an occurrence.
• D) A nurse had an untoward evaluation at work and needs coverage in case she is terminated for unsatisfactory performance

---

Definitions:

ECT

Electroconvulsive Therapy is a medical treatment most commonly used for patients with severe major depression or bipolar disorder that has not responded to other treatments.

Major Depression

A psychiatric disorder characterized by a persistent feeling of sadness or a lack of interest in external stimuli, impacting daily functioning.

Schizophrenia

A long-term mental disorder involving a breakdown in the relation between thought, emotion, and behavior, leading to faulty perception and withdrawal from reality.

DSM-5

The Diagnostic and Statistical Manual of Mental Disorders, Fifth Edition, a handbook used by healthcare professionals in the United States and much of the world as the authoritative guide to the diagnosis of mental disorders.