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According to social cognitive theory, goal-directed behavior is best understood in terms of
Real Assets
Physical or tangible assets that have intrinsic value, such as real estate, commodities, or natural resources.
Financial Intermediaries
Institutions that act as middlemen between savers and borrowers, including banks, credit unions, and insurance companies.
Savers
Individuals or organizations that set aside a portion of their income for future use, often by depositing it into financial accounts that earn interest.
Borrowers
Individuals or entities that receive funds from a lender under the condition of returning it typically with interest.
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