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The nurse, caring for a client diagnosed with pyelonephritis, realizes that common risk factors for the development of this disorder include all of the following EXCEPT:
Housing Market
The supply and demand for houses, reflected in house prices and rent, and the transaction activity in residential property.
Leverage Ratios
The ratio of loans and other investments to the firm’s capital assets.
Mortgage-backed Securities
Financial instruments created by pooling mortgages and selling the rights to the cash flows from these mortgages to investors.
Secondary Mortgage Market
A market in which mortgages originated by a lender are sold to another financial institution. In recent years, the major buyers in this market have been Fannie Mae, Freddie Mac, and large investment banks.
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