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All substances have the potential for toxicity.
Below Market Interest Rate
An interest rate that is lower than the current market rate, often provided as an incentive or through a subsidy.
Taxpayer
An individual or entity that is obligated to make payments to a governmental authority based on income earned or transactions conducted.
Economically Better Off
A condition where an individual or community experiences an improvement in financial situation, often measured by increases in income, wealth, or standard of living.
Transaction
A Transaction is an exchange or transfer of goods, services, or funds between two or more parties.
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