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Charles Smithfield, a Fifth-Grade Teacher, Was Unable to Pay His

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Charles Smithfield, a fifth-grade teacher, was unable to pay his bills as they came due. If Charles received a briefing on opportunities available for credit counseling from an approved nonprofit budget- and credit-counseling agency within the past 180 days, Charles is eligible to file for bankruptcy under Chapter 7, 11, or 13.


Definitions:

Lava Fountains

Explosive volcanic eruptions that eject lava high into the air in a spectacular display, often from a single vent or fissure.

Pahoehoe Lava

A type of basaltic lava flow with a smooth, unbroken surface that resembles ropey or wrinkled skin, flowing more fluidly than other types.

Aa Lava

A type of lava flow characterized by a rough, jagged surface formed when more viscous lava cools and solidifies.

Vesicles

Small cavities in volcanic rocks that were formed by gas bubbles during the solidification of the rock.

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