Examlex
The Big Five Factor Model does NOT include:
Present Value
The contemporary valuation of a future money sum or cash flow series, based on a defined rate of interest.
Quarterly Withdrawal
The act of removing funds from an account or investment four times a year, typically every three months.
Present Values
The current worth of a future sum of money or stream of cash flows given a specified rate of return, used in discounting to address the time value of money.
Annuities
An investment product sold by financial institutions that pays out a fixed stream of payments to the individual, and is often used as an income stream for retirees.
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