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Equal Credit Opportunity Act
A U.S. federal law that prohibits discrimination in granting credit to consumers based on race, color, religion, national origin, sex, marital status, age, or because they receive public assistance.
Creditors
Individuals or institutions that lend money or extend credit and are owed money by debtors.
Credit Request
An application for borrowing money or obtaining goods or services with the promise to pay back at a later time.
Notification Days
The specified period within certain agreements or regulations where parties are required to notify others about certain conditions, changes, or events within a set timeframe.
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