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Retained Earnings
The portion of a company's profit that is held back and not paid out as dividends, often used for reinvestment.
Dividend Payout Ratio
A financial metric that shows the proportion of earnings a company pays to its shareholders in the form of dividends, expressed as a percentage of net income.
Sustainable Growth Rate
The highest rate at which a company can grow its earnings without needing to increase its financial leverage.
Financial Planning
The ongoing process of managing one's finances to meet personal goals and prepare for the future, involving savings, investments, and budgeting.
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