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According to the text, most adults over the age of 85 are frail.
Semi-Annual Interest
Interest that is calculated and paid twice a year, typically used for bonds and loans.
Bonds
Fixed income investments where an investor loans money to an entity (corporate or governmental) that borrows the funds for a defined period at a fixed interest rate.
Coupon Rate
The interest rate that an issuer of a bond pays to a holder, expressed as a percentage of the bond's face value, paid regularly until maturity.
Yield To Maturity
The total return anticipated on a bond if it is held until the date it matures, considering all interest payments and the principal repayment.
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