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According to set-point theory,the size of fat cells is determined by:
Shoeleather Costs
The metaphorical cost of time and effort that people spend trying to counteract the effects of inflation, such as holding less cash and making more frequent trips to the bank.
Inflation Rates
The percentage increase in the price level of goods and services in an economy over a period of time, reflecting the rate of inflation.
Real Interest Rate
The rate of interest an investor expects to receive after allowing for inflation, reflecting the true cost of borrowing.
Nominal Interest Rate
The interest rate before adjusting for inflation; the stated interest rate of a given bond or loan.
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