Under the _____, a Creditor May Not Ask a Credit

question 1

Multiple Choice

Under the _____, a creditor may not ask a credit applicant to state sex, race, national origin, or religion.

• A) Fair Credit and Charge Card Disclosure Act
• B) Equal Credit Opportunity Act
• C) Home Mortgage Disclosure Act
• D) Community Reinvestment Act
• E) Fair Credit Reporting Act

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Definitions:

Smoking Status

An individual's current use of tobacco products, often categorized as current smoker, former smoker, or never smoker, which impacts health risk assessments.

Patients 13 Years

Refers to the medical and healthcare considerations specific to patients who are 13 years old, often marking the transition to teenage health issues and concerns.

HIPAA

The Health Insurance Portability and Accountability Act, a US law designed to provide privacy standards to protect patients' medical records and other health information.

Medical Records

Comprehensive documentation of a patient's medical history and care over time, including diagnoses, treatments, and outcomes.