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How do water moulds differ from true fungi?
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refers to an assessment of the likelihood that a borrower can repay a loan or credit, based on their financial history and reliability.
Skills
Abilities or expertise acquired through practice and learning, which can be applied to achieve specific tasks or goals.
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Requests that follow established norms or procedures, typically for regular or administrative purposes.
Direct Approach
A communication method where the main points or message is presented straightforwardly and without delay.
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