Which of the Following in Not True with Regard to a Straight

question 48

Multiple Choice

Which of the following in not true with regard to a straight whole life policy?

• A) The face amount of the policy will never be greater than the cash value.
• B) The savings pattern is actually the opposite of the protection pattern.
• C) When the insured dies, the beneficiary will always receive both the face amount of the policy and any accumulated cash value.
• D) A whole life policy may be thought of as a forced method of saving.
• E) As a policy nears the end of its period, more of the premium is allocated toward cash value accumulation than increasing the protection element.

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Definitions:

SIDS

Sudden Infant Death Syndrome, an unexplained and unexpected death of a seemingly healthy baby, usually during sleep, in their first year of life.

Disorganized Attachment

A type of attachment characterized by a lack of a coherent strategy for seeking comfort from caregivers, often resulting from inconsistent or neglectful caregiving.

Successfully Socialized

Refers to individuals who have effectively learned and integrated the norms, values, and behaviors deemed acceptable by their society.

Internalizes

The process of adopting the beliefs, attitudes, or norms of others as one's own, often without external evidence of those beliefs.