Which of the Following Statements Regarding the Different Types of Life

question 28

Multiple Choice

Which of the following statements regarding the different types of life insurance is true?

• A) Term life policies offer a guaranteed rate of return on cash values while variable life policies do not.
• B) Variable life policies offer more investment options than universal life policies.
• C) Whole life policies offer a fixed death benefit while universal life policies vary based on the investment account's performance.
• D) Universal life policies offer less flexibility in making premium payments than do whole life policies.

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Definitions:

HIV-Positive

A diagnosis given when an individual has the Human Immunodeficiency Virus, which can lead to AIDS if untreated.

Kaposi's Sarcoma

A type of cancer that forms in the lining of blood and lymph vessels and is often associated with HIV/AIDS.

Pancreatic Cancer

A type of cancer that begins in the tissues of the pancreas, an organ in the abdomen that secretes enzymes aiding digestion and hormones that help manage blood sugar.

Lymphoma

A type of cancer that originates in the lymphatic system, which is part of the body's germ-fighting network, leading to abnormal growth of lymphocytes.