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Explain the time value of money (TVM) concept. Why is TVM an important tool in the financial planner's tool kit?
Nitrogen
A chemical element with symbol N and atomic number 7, an essential component of all living organisms as part of amino acids, proteins, and nucleic acids.
Photoheterotrophs
Organisms that obtain their energy from sunlight but rely on organic substances for their carbon source.
Photoautotrophs
Organisms that carry out photosynthesis to synthesize nutrients from carbon dioxide and water using sunlight as an energy source.
Chemoheterotrophs
Organisms that obtain their energy by consuming organic molecules created by other organisms.
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