Examlex
An increase in the required reserve ratio, say from 10 to 12 percent would:
Nonvascular Plants
Bryophytes, such as mosses and liverworts, that have no vascular tissue and either occur in moist locations or have special adaptations for living in dry locations.
Thallus
The undifferentiated vegetative tissue of some organisms, such as algae, fungi, lichens, and liverworts, not divided into leaves, roots, or stems.
Liverwort
A type of non-vascular plant found in moist habitats, part of the bryophyte family, which includes mosses and hornworts.
Marchantia
A genus of liverworts, simple non-vascular plants found in damp habitats, known for its flat, green, branching thallus.
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