Exhibit 14-1
Exhibit 14-1 -Refer to Exhibit 14-1

question 101

Multiple Choice

Exhibit 14-1
Exhibit 14-1
$\begin{array}{llll}&&\text {EUBANK}\\\text {Assets }&&\text {Liabilities and Net Worth }\\\hline\text { Deposits at the Fed } & \$ 40,000 &\text {Checkable deposits }&\$500,000\\\text { Cash } & \$ 10,000 &\text {Net Worth }&\$20,000\\\text { Loans } & \$ 300,000 \\\text { Securities } & \$ 150,000 \\\text { Fed Stock } & \$ 20,000\end{array}$
-Refer to Exhibit 14-1.If the interest rate on loans is 10 percent,the annual cost to Eubank of holding excess reserves is

• A)10 percent of $500,000
• B)10 percent of net worth
• C)10 percent of excess reserves
• D)$10,000
• E)0

---

Definitions:

Develop Resilience

The process of building the capacity to recover quickly from difficulties or adapt to challenging circumstances.

Resilient

The ability to quickly recover from difficulties; toughness or the capacity to bounce back from adversity.

Give Up

The act of stopping an attempt or ceasing to engage in an activity or effort, often due to perceived difficulty or lack of success.

Emotional Awareness

The ability to recognize and understand one's own emotions and those of others.