Banks Create New Deposits by

question 79

Multiple Choice

Banks create new deposits by

• A)lending out excess reserves
• B)lending out required reserves
• C)raising interest rates on loans
• D)calling in loans
• E)printing new checks

Recognize the enforceability of promises affecting third parties not in writing under the Statute of Frauds.

Grasp the legal considerations for contracts that cannot be performed within one year.

Understand the concept of cross-situational consistency in behavior and its implications for personality assessment.

Grasp the significance of effect sizes and statistical significance in psychological research.

---

Definitions:

Client-Centered

A therapeutic approach developed by Carl Rogers emphasizing an individual's capacity for self-direction and understanding of their own development.

Paraphrase

To restate something using different words or phrases, typically to clarify the meaning or provide a simpler explanation.

Counterconditioning

A behavior therapy technique whereby a conditioned response is replaced with a new, more desirable response.

Dialectical Behavior Therapy

A type of cognitive-behavioral therapy designed to teach individuals skills to cope with stress, regulate emotions, and improve relationships, originally developed for treating borderline personality disorder.