Compute the future value of the following invested amounts at the specified periods and interest rates. 
Definitions:
Luxury-Goods Spending
The expenditure on products and services that are considered high-quality, prestigious, and often more expensive than necessary.
Consumer Optimism
The tendency of consumers to hold positive expectations about the overall economy or their personal financial situation.
Tightwad
Refers to a person who is extremely unwilling to spend money; often perceived negatively.
Social Stratification
A system by which a society ranks categories of people in a hierarchy based on factors like wealth, income, race, education, and power.
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