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Explain how a firm might use a special purpose entity (SPE) to subvert the standard-setting process.
Disposable Income
Earnings left after subtracting taxes and social security contributions, which can be either saved or spent according to one's preferences.
Savings
The portion of income that is not spent on consumption or taxes, and is therefore available for investing or setting aside for future use.
Disposable Income
The net income available to an individual or household after all taxes have been deducted, available for spending or saving.
Savings
The portion of income that is not spent on consumption but rather set aside for future use or investment.
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