The discount rate must be specified in advance for which of the following methods? 
Definitions:
Increased Thirst
An elevated desire to drink fluids, which can be a symptom of dehydration or other medical conditions.
Good Cholesterol
High-density lipoprotein (HDL) that helps remove other forms of cholesterol from the bloodstream, thereby reducing the risk of heart disease.
Circulates
To move or flow in a path that returns to the point of origin, often referring to blood flow or airflow.
Liver
A vital organ involved in metabolism, detoxification, protein synthesis, and the storage of various substances within the body.
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