Which of the Following Is NOT True About So-Called Mortgage-Backed

question 87

Multiple Choice

Which of the following is NOT true about so-called mortgage-backed securities:

• A) Before the crisis, they were believed by many banks to be a way of reducing loan risks
• B) Before the crisis, they played a major role in broadening home ownership in America
• C) They were linkages that spread instability across many financial institutions
• D) Their use was strongly discouraged by the Federal government

---

Definitions:

Facilitation

The process or action of making an operation or activity easier or more convenient, often in group settings or discussions.

Mediation

A conflict resolution method involving a neutral third party who assists disputing parties in reaching a voluntary, mutually satisfactory agreement.

Conciliation

A method of dispute resolution where an impartial third party helps the conflicting parties to reach a settlement amicably.

Emotionally Mature

Pertains to an individual who possesses the ability to understand, express, and manage their emotions effectively, while also being receptive and empathetic towards the emotions of others.