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If there is a constitutional requirement to maintain a balanced budget, then during a recession when tax revenues are shrinking, the government will have to implement:
Savings and Loan Associations
Banks and similar entities that focus on taking in savings from depositors and providing home loans along with other types of financing.
Mortgage Loans
Loans secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty.
Installment Loans
Loans that are repaid over time with a set number of scheduled payments, commonly used for items like cars and large appliances.
Financial Intermediary
An institution that acts as a middleman between savers and borrowers, facilitating the flow of funds in the economy, such as banks or credit unions.
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