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Which of the following may shift the consumption schedule upward?
Principal
The initial sum of money borrowed in a loan or put into an investment, exclusive of any interest or dividends.
Student Loans
Loans offered to students to help cover post-secondary education expenses, which typically have favorable interest rates compared to other types of loans.
Annual Simple Interest Rate
The percentage of interest, calculated on a yearly basis, that does not account for compounding within that year.
Loan Balance
The remaining amount of money owed on a loan, excluding interest, at any given time.
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