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What are some of the criticisms that have been levied on the World Bank and the International Monetary Fund concerning adverse selection and moral hazard?
February
The second month of the year in the Gregorian calendar, known for having 28 days in common years and 29 days in leap years.
Variable Overhead Efficiency Variance
A measure of the efficiency in which variable overheads are used, calculated by comparing the standard cost of variable overhead for actual production to the actual variable overhead incurred.
January
January, which stands as the opening month of the year according to the Gregorian calendar.
January
January is the first month of the year in the Gregorian and Julian calendars.
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