Examlex
Which of the following statements is/are correct? I. Depository institution managers undertake riskier actions than they otherwise would because of the existence of deposit insurance.
II) Because of the existence of deposit insurance, depositors in savings and loans and other banks have little incentive to investigate the financial stability of these institutions.
Bandura
Albert Bandura is a psychologist known for his work on social learning theory and the concept of self-efficacy, which describes the role of observational learning, imitation, and modeling in personality development.
Continuous Reinforcement
A reinforcement schedule in operant conditioning where a behavior is rewarded every time it is performed.
Negative Reinforcement
A behavioral technique where the removal of an undesirable or unpleasant outcome after the display of a behavior increases the likelihood of the behavior being repeated in the future.
B. F. Skinner
A psychologist known for his work in behaviorism and for developing the theory of operant conditioning.
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