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When Adam interacts with other boys, he often exaggerates, contradicts, and threatens the other boys. Adam's interactions would be characterized as
Excess Reserves
The amount of reserves that a bank holds beyond the required minimum, which can be loaned out to generate earnings.
Open Market Operations
A monetary policy tool used by central banks to control the money supply by buying or selling government securities in the open market.
Reserve Requirement Ratio
The fraction of deposits which a bank is mandated to hold in reserve, either in its own vaults or with the central bank, rather than lending to consumers.
Checkable Deposits
Bank accounts that allow the account holder to write checks or use debit cards to make payments directly from the account.
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