An Automobile Insurance Company Is in the Process of Reviewing

question 89

Essay

An automobile insurance company is in the process of reviewing its policies.Currently drivers under the age of 25 have to pay a premium.The company is considering increasing the value of the premium charged to drivers under 25.According to company records,35% of the insured drivers are under the age of 25.The company records also show that 280 of the 700 insured drivers under the age of 25 had been involved in at least one automobile accident.On the other hand,only 130 of the 1300 insured drivers 25 years or older had been involved in at least one automobile accident.
What is the probability that an insured driver of any age will be involved in an accident?

Describe the process and outcomes of observational learning.

Explain the concept of higher-order conditioning and its implications.

Understand the effect of learning principles on behavior modification and control.

Identify the role of biological factors in learning and the concept of instinctive drift.

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Definitions:

Person-Centered Therapist

A professional who employs the principles of person-centered therapy, focusing on creating a non-judgmental and empathetic therapeutic environment to facilitate clients' self-discovery and personal growth.

Self-Actualization

The realization or fulfillment of one's talents and potentialities, considered as a drive or need present in everyone.

Anxiety and Defenses

Refers to how individuals experience nervousness or worry and the psychological mechanisms they employ to protect themselves from perceived threats.

Divided Life

A situation or feeling wherein an individual's existence is split into different roles or identities, often leading to conflict or a lack of coherence.