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According to the life-cycle theory of consumption, people tend to consume less than they earn during their main working years.
Net Income
The amount of profit remaining after all operating expenses, taxes, and interest have been deducted from total revenue.
Debt Investments
Financial assets representing money borrowed that must be repaid, typically with interest, such as bonds or loans.
Stock Investments
Financial assets representing ownership in a company, with the expectation of earning dividends or selling at a higher price for profit.
Brokerage Fees
Charges applied by a broker for performing trades or offering particular services.
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