The Expense Ratio Is Calculated As

question 83

Multiple Choice

The expense ratio is calculated as:

• A) total revenue - total operating expenses.
• B) total revenue - total operating expenses - taxes.
• C) interest expense ratio - non-interest expense ratio - provision for loan loss ratio.
• D) asset utilization - expense ratio - tax ratio.
• E) interest expense ratio + non-interest expense ratio + provision for loan loss ratio.

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Definitions:

Cognitive Perspective

A psychological approach that focuses on the mental processes involved in knowing, including thinking, memory, problem-solving, and language.

Gestalt Psychologists

Psychologists who study how people integrate and perceive sensory information into meaningful wholes, emphasizing the importance of context and the whole pattern over the sum of its parts.

Humanistic Psychology

The school of psychology that focuses on the uniqueness of human beings and their capacity for choice, growth, and psychological health.

Psychoanalysis

A therapeutic approach and theory of psychology developed by Sigmund Freud that aims to treat mental disorders by investigating the interaction of conscious and unconscious elements in the mind.