Use the Following Information for Questions -What Is 1^st State's Net Interest Margin?
A) 0

question 40

Multiple Choice

Use the following information for questions .
1 st State Bank Balance Sheet Assets
$\begin{array}{lrr}\text { Cash and Due from Banks } & \$ & 50 \\\text { Investments } & \$ & 300 \\\text { Federal Funds } & \$ & 10 \\\text { Loans } & \$ & 350 \\\text { Premises } & \$ & 90\\\text { Average Total Assets }&\$&800\\\\\text { Liabilities \& Equity }\\\text { Demand Deposits } & \$ & 100 \\\text { Time Deposits } & \$ & 300 \\\text { Federal Funds } & \$ & 300 \\\text { Equity } & \$ & 100\\\text { Average Total Liabilities \& Equity }&\$&800\\\\\text { Income Statement }\\\text { Interest Income } & \$ & 100 \\\text { Interest Expense } & \$ & 75 \\\text { Non-Interest Income } & \$ & 5 \\\text { Non-Interest Expense } & \$ & 25\\\text { Net Income }&\$&5\end{array}$
-What is 1^st State's net interest margin?

• A) 0.6%
• B) 3.8%
• C) 5.0%
• D) 8.2%
• E) 9.8%

---

Definitions:

Blood Pressure

The force exerted by circulating blood upon the walls of blood vessels, a vital sign of cardiovascular health.

Nursing Assistant

A healthcare professional who provides basic care and assists patients with activities of daily living under the supervision of nursing staff.

Hyperthermia

A condition characterized by an abnormally high body temperature, often resulting from exposure to excessive heat or an inability to regulate body temperature.

Heat Loss

The transfer of body heat to the environment, reducing the body's temperature through various mechanisms, such as radiation, convection, and evaporation.