Which of the Following Is an Example of an Indirect

question 15

Multiple Choice

Which of the following is an example of an indirect loan?

• A) An automobile dealer negotiates the loan terms with the individual and then presents the agreement to the bank. The bank then makes the loan.
• B) An automobile dealer refers a customer to the local credit union. The customer goes to the credit union and gets an auto loan secured by the customer's certificates of deposit.
• C) A homebuyer gets a mortgage over the Internet.
• D) A student gets a student loan guaranteed by Sallie Mae.
• E) None of the above.

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Definitions:

Severity

The degree of intensity or seriousness of a situation, condition, or disease.

Classical Conditioning

A learning process that occurs through associations between an environmental stimulus and a naturally occurring stimulus.

Operant Conditioning

A learning process through which the strength of a behavior is modified by reinforcement or punishment.

Social Learning Theory

A theory of learning that posits people can learn new behaviors and norms through observing, imitating, and being reinforced by others.