Which of the Following Is a disadvantage of Using a Debit

question 21

Multiple Choice

Which of the following is a disadvantage of using a debit card?

• A) The consumer is charged higher finance charges than on a credit card.
• B) The consumer loses float.
• C) They have higher processing costs than ATMs.
• D) They have lower processing costs than checks.
• E) They are not widely available.

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Definitions:

Conditioned Stimulus

A previously neutral stimulus that, after being repeatedly paired with an unconditioned stimulus, evokes a conditioned response.

Generalization

The process of extending the application of a principle or conclusion to many situations without additional evidence.

Discrimination

This refers to the unfair or prejudicial treatment of individuals based on characteristics such as race, age, or gender.

Extinction

In behavioral psychology, it refers to the process where a conditioned response decreases in frequency and eventually disappears when the reinforcement is no longer presented.