In the Credit Process, Which of the Following Activities Falls

question 33

Multiple Choice

In the credit process, which of the following activities falls under Business Development and Credit Analysis?

• A) Loan committee reviews
• B) Loan documentation review
• C) Officer call programs
• D) Perfect security interest
• E) Process loan payments

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Definitions:

Motivation-Hygiene Theory

A theory proposed by Frederick Herzberg that suggests job satisfaction and dissatisfaction arise from two different sets of factors—satisfaction comes from motivating factors and dissatisfaction from hygiene factors.

Motivators

Factors that drive individuals to perform actions or pursue goals, often related to fulfilling needs or achieving aspirations.

Physiological Needs

Fundamental physical requirements for human survival, such as food, water, shelter, and sleep, considered as the base of Maslow's hierarchy of needs.

Maslow's Hierarchy

A theory in psychology proposed by Abraham Maslow in his 1943 paper, detailing a five-tier model of human needs, from basic (physiological) to advanced (self-actualization).