The Internet Has Led to Larger Spreads for More Standardized

question 10

True/False

The Internet has led to larger spreads for more standardized loan products.

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Definitions:

Conditioning

A technique of changing behavior whereby a person begins to link a behavior they desire with a stimulus that was once not related to it.

Collectivism

A social and cultural value that emphasizes the importance of groups and communities over individual achievement and interests.

Individualism

A perspective in social sciences that favors the autonomy of the individual over regulation by group norms or state laws.

Personal Privacy

The right of an individual to keep their personal information out of public view and to have control over their own personal data and the way it's used.